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What is meant by customer consent in the context of Open Banking and how is it established and checked?

It is the European Banking Authority (<a href="/glossarycollection/european-banking-authority" style="color:#48277C;" target="_blank" title="European Banking Authority"><u>EBA</u></a>) view that where Account Information Services (<a href="/glossarycollection/account-information-service" style="color:#48277C;" target="_blank" title="Account Information Service"><u>AIS</u></a>) or Payment Initiation Services (<a href="/glossarycollection/payment-initiation-service" style="color:#48277C;" target="_blank" title="Payment Initiation Service"><u>PIS</u></a>) are provided to a Payment Service User (<a href="/glossarycollection/payment-service-user" style="color:#48277C;" target="_blank" title="Payment Service User"><u>PSU</u></a>) and a contract has been signed by both parties, Account Servicing Payment Services Providers (<a href="/glossarycollection/account-servicing-payment-service-provider" style="color:#48277C;" target="_blank" title="Account Servicing Payment Services Provider"><u>ASPSP</u></a>) do not have to check consent. It suffices that AISPs and PISPs can rely on the authentication procedures provided by the ASPSPs to the PSU, when it comes to the expression of explicit consent.

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