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Does a Technical Service Provider' (TSP) need to be registered or authorised with the Financial Conduct Authority (FCA)?

Not necessarily. For example, if a TSP accesses a consumer's account to retrieve data but does not provide Account Information Services (<a href="/glossarycollection/account-information-service" style="color:#48277C;" target="_blank" title="Account Information Service"><u>AIS</u></a>) to that consumer, they don't need to be authorised or registered by the Financial Conduct Authority (<a href="/glossarycollection/financial-conduct-authority" style="color:#48277C;" target="_blank" title="Financial Conduct Authority"><u>FCA</u></a>). The regulatory obligation for authorisation or registration instead falls on the Third-Party Provider (<a href="/glossarycollection/third-party-provider" style="color:#48277C;" target="_blank" title="Third-Party Provider"><u>TPP</u></a>) to which the TSP provides the data.

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