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What are the Electronic Money Regulations (2011)?

The Electronic Money Regulations (2011) implement the EU’s second Electronic Money Directive (2EMD) into UK law. 2EMD and the Second Payment Services Directive (<a href="/glossarycollection/the-second-payment-services-directive" style="color:#48277C;" target="_blank" title="The Second Payment Services Directive"><u>PSD2</u></a>), including their implementing regulations, are closely interlinked. The Financial Conduct Authority (<a href="/glossarycollection/financial-conduct-authority" style="color:#48277C;" target="_blank" title="Financial Conduct Authority"><u>FCA</u></a>) is the regulator for this regime.

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