Don't rent your people

It's good practice to rent your business model and your software but renting your people is a recipe for a disaster in Fintech. If you're a registered account provider you need a pre-defined set of roles filled by full-time staff members and further more you need an organisation structure that is designed to minimise risk. In addition you can't 'offshore' your business to another country. The bulk of your work needs to be performed in your home jurisdiction.